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About United Risk Agency


United Risk was started in 2019 to provide customers with an easier insurance process.  We represent several national companies to provide the best value you can get.  




 In today's changing Insurance market it is important to have a team that is informed to know where to go with you policies.  Meet the team.



Russell Taylor - President

Russell is the owner and president of United Risk Agency Inc.  He is a life long resident of the Mississippi Gulf Coast.  He and His wife, Tiffany, have four children; Hayden, Payton, Lillian Grace, and Hunter.  He enjoys the outdoors and taking his family on long golf cart rides around Bayou View.  He is an active member of Saint James Catholic Church.  He has been a real estate appraiser since 2004.  His love for helping customer has grown into the insurance business and he enjoys helping any way he can.


Cale Merrill - Agent

Cale is a Risk Management graduate of the Mississippi State University.  He earned his Masters of Business Administration at William Carey Tradition campus.  He has been on the coast for most of his life and considers it home.  He has been an independent agent since 2015.  He is the current president of the Independent Insurance Agents of the Gulf Coast and Board Member of the Independent Insurance Agents of Mississippi as well as the IIAM Young Agents Committee and Coast Young Professionals.  He is also an advisor for the MGCCC Marketing Technology department.  Cale resides in Gulfport with his wife, Nikki Merrill, and two kids Hayes and Mason.  He spends his free time attending Mississippi State sports and fishing nd hunting as often as possible.  


Ellen Taylor - Agent

Ellen is a Gulf Coast native and resides in Gulfport with her husband, Preston and her sons, Wells and Hardy.  Prior to joining United Risk Agency, Ellen was a paralegal for an insurance defense firm.  Ellen is a life member of Junior Auxiliary of Gulfport and is an active member of Kiwanis Club of Gulfport and St. James Catholic Church.  Ellen enjoys playing tennis, cooking, boating, and spending time with her family.



Renee Caranna - Agent